Terms & Conditions

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User", "Player", "you") and swcv3, operated under license from the Philippine Amusement and Gaming Corporation ("PAGCOR"). By accessing, registering, or using the swcv3 website located at swcv3.cam (the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.

If you do not agree with any provision of these Terms, you must immediately cease all use of the swcv3 Platform and refrain from creating an account. Continued use of the Platform following any modifications to these Terms constitutes acceptance of such modifications.

2. Eligibility and Account Registration

2.1 Age and Jurisdiction Requirements

To register an account and use swcv3 services, you must:

• Be at least twenty-one (21) years of age or older at the time of registration;
• Be physically located within the territorial jurisdiction of the Republic of the Philippines at the time of registration and gameplay;
• Be legally capable of entering into binding contracts under Philippine law;
• Not be a resident of any jurisdiction where online gaming is prohibited by law;
• Not be listed on any self-exclusion register maintained by swcv3 or PAGCOR.

2.2 Account Registration Process

Registration requires accurate provision of personal information including full legal name, date of birth, residential address, valid email address, and active Philippine mobile telephone number. You agree to provide truthful, current, and complete information during registration and to promptly update such information to maintain its accuracy.

swcv3 reserves the right to verify your identity at any time through documentation including but not limited to government-issued identification (Philippine passport, driver's license, UMID, postal ID, or other PAGCOR-approved identification), proof of address (utility bills, bank statements), and proof of payment method ownership. Failure to provide requested verification documents within fourteen (14) days may result in account suspension and forfeiture of account balances.

2.3 Single Account Policy

Each individual User is permitted to maintain only one (1) account with swcv3. Creating multiple accounts ("multi-accounting") is strictly prohibited. If swcv3 detects multiple accounts associated with the same person, household, payment method, IP address, or device, all such accounts will be closed, and associated balances may be forfeited. Only one bonus or promotion may be claimed per household, IP address, or shared computer.

3. Account Security and Responsibilities

3.1 Username and Password Security

You are solely responsible for maintaining the confidentiality of your swcv3 account username, password, and any other login credentials. You agree to:

• Create a strong password combining letters, numbers, and special characters;
• Never share your password with any third party, including friends, family members, or persons claiming to represent swcv3;
• Immediately notify swcv3 customer support if you suspect unauthorized access to your account;
• Log out of your account after each session, particularly when using shared or public devices;
• Enable two-factor authentication (2FA) when available for enhanced security.

swcv3 will never request your password via email, phone, or chat. Any activity conducted under your account credentials is your sole responsibility. You agree to indemnify swcv3 against any losses, damages, or liabilities arising from unauthorized use of your account resulting from your failure to maintain security.

3.2 Account Information Updates

You must promptly update your account information if your email address, mobile number, residential address, or other contact details change. swcv3 communicates important notices, including account verifications, withdrawal confirmations, and bonus terms, via registered email and mobile number. Failure to maintain current contact information may result in missed communications and associated consequences.

4. Deposits and Payments

4.1 Accepted Payment Methods

swcv3 accepts deposits via multiple payment channels tailored for Filipino Users, including GCash, Maya (formerly PayMaya), bank transfers via InstaPay and PesoNet, online banking, over-the-counter deposits at authorized payment centers, and other methods displayed on the Platform. All transactions are processed in Philippine Pesos (PHP).

4.2 Deposit Policies

Minimum and maximum deposit limits vary by payment method and are displayed during the deposit process. Deposits are typically credited to your swcv3 account instantly, though bank transfers may require one to three (1-3) business days for processing depending on the financial institution. swcv3 does not charge deposit fees; however, your payment provider may impose their own transaction charges.

You warrant that all funds deposited to your swcv3 account:

• Are legally obtained and rightfully owned by you;
• Do not originate from criminal activity, money laundering, terrorist financing, or other illegal sources;
• Are deposited from payment accounts registered in your own legal name.

swcv3 reserves the right to refuse deposits from payment methods not registered in the account holder's name or originating from suspicious sources. Third-party deposits are strictly prohibited and will result in deposit reversal, account suspension, and potential reporting to regulatory authorities.

5. Withdrawals and Payouts

5.1 Withdrawal Procedures

Users may request withdrawals of their swcv3 account balance subject to verification of identity, compliance with anti-money laundering (AML) procedures, and fulfillment of any applicable bonus wagering requirements. Withdrawal requests are processed to the same payment method used for deposit whenever possible to comply with AML regulations.

5.2 Withdrawal Limits and Processing Times

Minimum withdrawal amount is One Hundred Philippine Pesos (PHP 100.00). Maximum withdrawal limits vary by VIP tier and payment method. Standard withdrawal processing times are:

• GCash and Maya: Instant to three (3) minutes;
• Bank transfers (InstaPay): One (1) hour to same business day;
• Bank transfers (PesoNet): One to three (1-3) business days;
• Other methods: As specified during the withdrawal request process.

swcv3 reserves the right to extend processing times during high-volume periods, enhanced verification procedures, or investigation of suspected fraudulent activity. Withdrawals requested on weekends or Philippine public holidays may experience delays based on banking institution operating hours.

5.3 Verification Requirements

Before processing your first withdrawal, swcv3 will verify your identity through submission of identification documents. Subsequent withdrawals may require re-verification periodically or when requested by swcv3 for security or regulatory compliance purposes. Withdrawals cannot be processed until verification is successfully completed.

6. Bonuses and Promotions

6.1 General Bonus Terms

swcv3 offers various bonuses and promotions including welcome bonuses, deposit bonuses, free spins, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions published on the Platform at the time of offer. Bonus terms may include wagering requirements, eligible games, maximum bet limits, time restrictions, and withdrawal conditions.

Unless otherwise stated, all bonuses must be wagered a specified number of times (e.g., 25x, 30x) before associated winnings become withdrawable. Wagering contributions vary by game type, with slots typically contributing 100%, while table games and live dealer games may contribute at reduced percentages. Detailed wagering contribution rates are published in individual bonus terms.

6.2 Bonus Abuse and Forfeiture

Bonus abuse, including but not limited to creating multiple accounts to claim bonuses, coordinated betting patterns, abuse of system errors, or any activity deemed to circumvent bonus terms, will result in immediate bonus forfeiture, confiscation of associated winnings, and potential account closure. swcv3 maintains sole discretion to determine whether bonus abuse has occurred.

Bonuses are intended for recreational players. Professional gamblers, bonus hunters, and players exhibiting purely bonus-focused betting patterns may be excluded from bonus eligibility at swcv3's discretion.

7. Game Rules and Fair Play

7.1 Random Number Generation and Fairness

All games offered on the swcv3 Platform utilize certified Random Number Generators (RNGs) tested and approved by independent testing agencies including Gaming Laboratories International (GLI) and eCOGRA. Game outcomes are determined randomly and cannot be predicted, manipulated, or influenced by swcv3 or any third party.

Return to Player (RTP) percentages for all games are published on the Platform and represent the theoretical statistical return over millions of game rounds. Individual session results will vary significantly from published RTPs due to the random nature of outcomes.

7.2 Game Irregularities and Malfunctions

In the event of game malfunction, system error, incorrect odds display, or communication failure, all affected bets and game rounds are void and stakes are returned to players. swcv3 is not liable for losses arising from game malfunctions or technical errors beyond the return of stakes wagered in the affected round.

If a game disconnects during play, your game state is preserved for seventy-two (72) hours, allowing you to return and complete the round. After seventy-two (72) hours, incomplete rounds are resolved automatically according to game rules.

8. Responsible Gaming

8.1 Age Verification and Minor Protection

swcv3 is committed to preventing underage gambling. Players under twenty-one (21) years of age are strictly prohibited from registering, depositing, or playing on the Platform. swcv3 employs age verification measures and reserves the right to request proof of age at any time. Accounts found to belong to minors will be immediately closed, deposits will be returned, and winnings will be forfeited.

8.2 Self-Exclusion and Limits

swcv3 provides responsible gaming tools including deposit limits, loss limits, session time limits, and self-exclusion options. Users may set daily, weekly, or monthly limits on their account activity. Self-exclusion periods range from six (6) months to permanent exclusion.

To activate self-exclusion or set limits, contact swcv3 customer support or access responsible gaming settings in your account profile. Self-exclusion requests are processed within twenty-four (24) hours. During self-exclusion, your account will be locked, and you will not be able to access gaming services or receive promotional materials.

8.3 Problem Gambling Resources

If you believe you may have a gambling problem, swcv3 encourages you to seek help. Resources available to Filipino players include:

• National Center for Mental Health (NCMH) Crisis Hotline: 0917-899-USAP (8727)
• PAGCOR Responsible Gaming Helpline
• Gamblers Anonymous Philippines

Gambling should be entertainment, not a source of income. Never gamble with money you cannot afford to lose.

9. Prohibited Activities

The following activities are strictly prohibited on the swcv3 Platform and will result in account suspension, balance forfeiture, and potential legal action:

• Use of bots, automated betting systems, or artificial intelligence to gain unfair advantage;
• Collusion with other players, particularly in poker or competitive games;
• Exploiting software vulnerabilities, bugs, or errors to your advantage;
• Using VPN, proxy servers, or other tools to conceal your geographic location;
• Engaging in fraudulent activity, chargebacks, or disputed payments;
• Money laundering or using swcv3 for illegal financial transactions;
• Offensive behavior, harassment, or abusive communication with staff or players;
• Sharing account access or allowing others to use your account;
• Reverse engineering, decompiling, or attempting to access swcv3 source code;
• Any activity that swcv3 deems detrimental to the Platform's integrity.

10. Intellectual Property

All content on the swcv3 Platform, including but not limited to software, games, graphics, logos, text, designs, trademarks, and copyrights, is the exclusive property of swcv3 or its licensors and is protected by Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial entertainment purposes only. You may not reproduce, distribute, modify, transmit, display, perform, publish, license, create derivative works from, or sell any content obtained from swcv3 without express written permission.

The swcv3 name, logo, and all related branding are trademarks of swcv3. Unauthorized use of swcv3 trademarks is strictly prohibited and may constitute trademark infringement subject to legal action.

11. Limitation of Liability

To the maximum extent permitted by Philippine law, swcv3 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of profits, loss of data, loss of opportunities, or personal injury.

swcv3's total aggregate liability for all claims arising from your use of the Platform shall not exceed the amount deposited by you to your swcv3 account during the twelve (12) months preceding the claim, or One Thousand Philippine Pesos (PHP 1,000.00), whichever is less.

swcv3 is not responsible for losses arising from:

• Your failure to safeguard account credentials;
• Internet connectivity issues, ISP failures, or telecommunications disruptions;
• Actions of third-party payment providers or banking institutions;
• Force majeure events including natural disasters, war, civil unrest, or government actions;
• Your violation of these Terms or applicable laws.

12. Termination and Suspension

12.1 Termination by User

You may close your swcv3 account at any time by contacting customer support. Account closure requests are processed within seven (7) business days. Before closure, you must withdraw your remaining account balance. Any unused bonuses will be forfeited upon account closure.

12.2 Termination by swcv3

swcv3 reserves the right to suspend, restrict, or permanently close your account at any time, with or without notice, if:

• You violate any provision of these Terms;
• swcv3 suspects fraudulent, illegal, or abusive activity;
• You fail to complete identity verification when requested;
• You are found to have provided false information during registration;
• You engage in prohibited activities as defined in Section 9;
• Required by regulatory authorities or law enforcement.

In the event of account closure by swcv3, your account balance will be returned to you minus any disputed amounts, bonus funds, or amounts reasonably believed to be obtained through violation of Terms. swcv3 is not required to provide detailed explanations for account closures undertaken for security or regulatory reasons.

13. Dispute Resolution

13.1 Customer Complaints

If you have a complaint regarding swcv3 services, you must first contact customer support via live chat or email at [email protected]. swcv3 will investigate and respond to complaints within fourteen (14) business days. Please provide detailed information including your account username, date and time of the issue, relevant transaction IDs, and supporting documentation.

13.2 Arbitration and Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from these Terms or your use of swcv3 shall be resolved through binding arbitration in accordance with the rules of the Philippine Dispute Resolution Center, Inc. Arbitration proceedings shall be conducted in Metro Manila in the English language.

Notwithstanding the foregoing, swcv3 may seek injunctive relief in any court of competent jurisdiction to prevent irreparable harm to its intellectual property or business interests.

14. Amendments to Terms

swcv3 reserves the right to modify, amend, or update these Terms at any time without prior notice. Material changes will be communicated via email to your registered address and prominently displayed on the Platform. The "Last Updated" date at the top of this document indicates when the most recent changes were made.

Your continued use of the swcv3 Platform following publication of updated Terms constitutes acceptance of such changes. If you do not agree with modified Terms, you must cease using the Platform and close your account.

It is your responsibility to regularly review these Terms to remain informed of your obligations and rights.

15. Contact Information

For questions, concerns, or inquiries regarding these Terms and Conditions, please contact swcv3 through the following channels: